Stephen and Associates

license agreement

A license agreement below must be electronically accepted and agreed to by the purchaser before any E-handbooks and documents can be sold. 

PRODUCT LICENSE AGREEMENTS

The following license agreements govern the use of Stephen & Associates Inc. E-handbooks and documents.

To view our license agreements please choose one from the drop-down below.


A REGULAR END USER PURCHASER PRODUCT LICENSE AGREEMENT
(A company or an individual purchasing for one legal entity)

  • One of the assets of Stephen & Associates Inc. is its intellectual property that is the E-handbooks and documents. Copying, sharing, value adding reselling or using our products without permission from the managing director of Stephen & Associates Inc. is strictly prohibited. To be clear, it's illegal.
  • 10,000.00 US ANONYMOUS TIP & REWARD PROGRAM. Stephen & Associates offers a 10,000.00 US reward to individuals who have anonymously provided information that led our company to successfully prosecute individual(s) for using Stephen & Associates Inc. intellectual property in an unauthorized manner. Please directly contact our office for further details about anonymous tip and reward program.
  • Stephen & Associates Inc. E-Handbooks and documents are not sold, but rather they are licensed. Your purchase of one product license agreement grants you permission to customize our products as you see fit for use within one legal entity.
  • Reselling, value-added reselling, or using our products in other legal entities requires the purchase of additional license(s).
  • Stephen & Associates Inc is not a legal firm, nor does it provide legal advice. Our E-Handbooks and documents are intended to be a helpful educational tool. It is not a substitute for the advice of a CPA or Attorney.
  • Please perform your due diligence and have your finished handbooks and documents approved by these professionals. We are not responsible for the many outcomes, which may result, from the use of E-handbooks and documents.
  • Any use of these E-handbooks and documents and the information contained within E- handbooks and documents is entirely at the risk of the person using such information. Stephen & Associates Inc. and its contributors do not and will not accept any liability to any person in respect to anything contained in these E-handbooks or documents.

Delivery of the Handbook

The E-handbooks & documents are available in electronic format and are prepared in an editable Microsoft Word document for convenient customization to your business and operational needs.

Upon receipt of your electronic E- handbooks and documents, it is the responsibility of the purchaser to save the original E-handbook files and documents that were downloaded. We highly recommend upon completion of the download, that you create copies of these files to ensure that these files are secured and protected from loss or viruses.

Once a purchaser has successfully downloaded E-handbooks and documents, they become the responsibility of the purchaser.   This responsibility will include, but not be limited to:  files that become lost, deleted or corrupt due to virus or computer malfunctions. We cannot resend files after the initial download without further purchases.

Should you purchase and download E-handbooks and documents from our site and an error occurs within transmission the purchaser must contact Stephen & Associates directly within 24 hours of the purchase advising Stephen & Associates of download failure. The number to contact Stephen & Associates is 1 877-688-4719

Refund Policy

Because you receive E-handbooks and documents in electronic format there is no refund policy. Once you purchase E-handbooks and documents from our site, the sale is final. There are no returns or exchanges.

Need Help or Have Questions?

If you have any questions, please contact Stephen & Associates Inc. @ 1 877-688-4719 for assistance.

Privacy Policy

Stephen & Associates only collects personal data where you, the user of this web site, register your data with consent. Your personal data will not be disclosed to third parties unless required to complete a request or transaction which you have consented to, or otherwise required by law.

Online Purchases - In order to fulfill your order, we require specific information from you. We maintain this information in order to respond to any queries and to enable report sales and distribution. Third parties that are directly related to assisting us process your transaction (e.g. the credit card merchant) may require access to your information so that the order can be completed and the products distributed to you.

We take the confidentiality and securities of your personal data collected via this web site very seriously and have implemented accepted standards of technology and operational security in order to protect your personal data. Please note that this Privacy Policy only covers Stephen & Associates Inc, web site and does not regulate the privacy practices of other web sites which may be accessible through or linked to this web site. This Privacy Policy may be subject to change. Please contact us if you have any questions regarding our Privacy Policy.

By purchasing and using any of our products or services, you agree to the terms of use outlined above. If you do not agree to these above terms, please do not purchase, access or use any of Stephen & Associates  products or services.

Copyright Statement
The contents of this web site, including but not limited to all the text, styles, arrangements, images, pictures, logos and other data, unless otherwise noted, remain the exclusive property of Stephen & Associates and as such are Copyright 1997- 2008 Stephen & Associates Inc. All Rights Reserved.

No part of this web site may be reproduced, transmitted, copied, modified or used for any purpose, whether commercial or otherwise in any manner whatsoever, without the written permission of Stephen & Associates Inc, unless otherwise stated.. This Copyright Statement may be subject to change. Please contact us if you have any questions regarding our Copyright Statement.

home